The hybrid reserve stablecoin that solves the stablecoin trilemma through intelligent collateral evolution and decentralized governance.
USDhm combines the best of traditional finance and decentralized systems
Evolves from 100% Treasuries to a hybrid mix of Treasuries, Bitcoin, and Gold based on TVL milestones.
BTC reserves at 700% and Gold at 300% overcollateralization for maximum security and stability.
Circuit breakers, yield boosts during volatility, and Swiss legal structure for regulatory compliance.
Treasury yield, BTC/gold lending, and transaction fees that scale with TVL for sustainable growth.
Transitions to DAO governance at $3B TVL with community-driven decision making.
Deployed on Ethereum and Arbitrum with Chainlink oracles and Pyth backup for reliable price feeds.
Our phased approach to building the future of stablecoins
100% U.S. Treasury-backed
Initial launch with full regulatory compliance and institutional liquidity. Focus on building trust and establishing the foundation.
6% Gold, 4% BTC
Begin integration of hard assets with oracle testing and custodial onboarding. Gradual transition to hybrid reserves.
17% Gold, 16% BTC
Significant hard asset integration with preparation for floating redemption and enhanced risk management.
35% Gold, 35% BTC, <30% Fiat
Full decentralization with DAO governance and optional USD decoupling. Complete transition to hard-asset monetary principles.
Be part of the stablecoin revolution that bridges traditional finance and decentralized systems.